When it comes to buying health insurance, many people look for excuses. They do not consider it as an investment but as an out-of-pocket expense. However, there are several affordable healthcare plans that offer broad medical cover without putting burden on the pocket.
Affordable Healthcare: Government Schemes
In most countries, the idea of affordable healthcare corresponds to government-approved schemes. Government healthcare plans are meant especially for low-income families. These policies help extend healthcare benefits to the lowest strata. Some of the popular government healthcare plans around the world are:
* Medicare - US
* Medicaid - US
* State Children's Health Insurance Program (SCHIP) - US
* TRICARE - US
* National Health Service - UK
* Employees' State Insurance Corporation - India
* Medicare - Australia
* National Health Insurance - China
Affordable Healthcare: Look for Group Plans
Group insurance plans are the best way to purchase affordable healthcare. Most organizations purchase a group health insurance plan for their employees. It adds to the employee benefits and helps retain good quality manpower. An employer’s healthcare plan is always the best possible deal. It offers higher medical and cost benefits, as compared to an individual health plan. However, employer’s healthcare policies differ from company to company, based on their contractual agreement with the insurer.
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