Florida Insurance, Florida Health Insurance Choices

In the state of Florida as is the case with so many states, insurance is big business. Statistics tells us that as of 2001 there were 7.9 million ordinary life insurance policies insured in the state. Florida insurance takes into account a variety of policies and types. It includes life insurance, auto insurance, health insurance and also the Florida Department of Insurance.

There is an array of Florida health insurance companies that offer different types of plans. As of 2009 new individual plans from three companies were introduced. These companies include Avmed, Cigna and Coventry.

If you obtain Florida insurance through a group plan (such as through your employer or through a professional organization) then it is easy to understand because it is basically taken care of for you. All you do is pay your premiums and you are done. However if you are a Floridian who does not have access to a group medical plan then you must seek out an individual medical plan. It is likely that you want from a health plan exactly what other people want, which is as many health benefits in a plan as possible for as little money as possible. This is where the shopping spree for Florida health insurance comes in.


To find a plan and a health provider that is right for you it never hurts to talk to others to find out who they are insured by. Then you can go to the Internet and check out the companies that these people have brought to your attention. From there look closely at the Florida health insurance companies that are before you and decide which one is most appropriate for you.

It is helpful to know a few important points about insurance policies in Florida. In this state the domiciled carriers are Aetna, Avmed, Blue Cross, Cigna, Humana and Vista. What this means is that these insurance providers are all bound by the policies that are laid down by the laws in the state of Florida.

Florida has many options for insurance. One of the most affordable health insurance policies is through Cigna. It is Blue Cross Blue Shield that tends to be one of the most comprehensive health insurance policies. If your family is larger than four people than Aetna would be a good choice for you. Aetna offers flat pricing to policy members as more people are added to the policy. If you live in either Fort Lauderdale or Broward County then one of the best companies for you in terms of price is Avmed.